OK - you'll have to bear with me on this - the back story is complicated. Step one - I've owned Wal*Mart stock for a long time, and it has been a rewarding investment. That makes me a happy Sam's Club shopper; I get great prices and feel like I get a little of it back. Sam's sells gasoline at most of its locations at generally the lowest price around. To purchase quickly, one needs a Discover Card. Specifically an "Advantage Member" Discover Card. So, I got one and every so often, as Discover works, you get a little rebate check. Step two - I've also owned Morgan Stanley stock for almost as long as I've owned Wal*Mart. Until the crash of 2008, MS had performed well also. For a while, MS owned Discover, but eventually spun it off to shareholders. As a result, I own a little bit of Discover stock. Step three - Discover outsourced management of some of its portfolio to the financial arm of GE, including the Sam's Club affinity card program. Guess what...